Your honest money friend
Before you spend, let Nodge say buy
Tell it what you want and what it costs. In ten seconds you get a straight answer: buy, wait, or skip.
Free to start3 checks a monthNo card needed
Buy it✦Wait✦Skip it✦Think twice✦Cost per wear✦Sleep on it✦Impulse caught✦Save more✦
Sample checks
Sneakers$65
Wait
Hold your horses. Sleep on it first.
62/100
Can you afford it
Higher is better
38/100
Do you need it
Higher is better
74/100
Impulse level
Lower is better
- Why
- You own three pairs you barely wear. Check again after payday.
- Cost per use
- About $0.81 a wear, at 80 wears.
- Monthly impact
- Half a month of pay.
- Cheaper route
- Wait for the sale. It comes every few months.
- Cooling off
- Give it 14 days. If you still want it then, check again.
How it works
1
Tell it what you want
The item and its price. A link or screenshot works too.
2
Get judged (kindly)
Checked against your income and savings goal.
3
Buy, wait, or skip
Not sure? Park it in Cooling off for 14 days, then decide.
One purchase, not made
Sneakers at $65, bought on a whim. Nodge noticed three unworn pairs at home and half a month of pay on the line, said wait, and suggested the next sale. Two weeks later the urge was gone and the money stayed.
What it really costs
Divide the price by how often you will use it.
Sneakers
worn 80 times
$0.81 a wear
$65
Smartwatch
worn 150 times
$1.00 a wear
$150
Work laptop
used daily for 3 years
$0.47 a day
$520
Most things you want today, you will not want in two weeks.
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